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If you have been in an auto accident and submit a claim to your insurance company, you should know that:
Once you’ve informed the insurance representative that you’ve selected a repair facility, it’s illegal for them to try to influence you to take it somewhere else.
Your insurance company is required to assume all costs necessary to repair your vehicle to the way it was before it was damaged.
An insurer must pay for parts of like kind and quality (OE parts of comparable age and condition) and cannot require you to accept aftermarket parts (parts not made by your vehicle manufacturer).
Collision repair professionals have the knowledge and technical expertise to know which parts, materials, and repair procedures are necessary for the proper and safe repair of your vehicle. Armed with this information, you will be in a better position to make sure you receive what you’re entitled to by law from your insurance company.
*Minn. Stat 72A.201, Subd. 6.